Simple pricing. Serious growth.
Every plan starts with a 14-day free trial. No setup fees, no credit card, cancel anytime.
Individual
Get paid by M-Pesa with links, invoices and QR codes.
For freelancers, creators, tutors and online sellers
or KES 160/mo billed yearly
Start free trial- M-Pesa STK push checkout
- Unlimited payment links and invoices
- QR codes for your counter or posters
- 2 hosted payment pages
- Wallet, withdrawals and settlement to your till, paybill or bank
- Sandbox, 1 API app and 1 webhook endpoint
- Email support
Business
Sell in person and online, with your team.
For shops, salons, restaurants, schools and service businesses
or KES 240/mo billed yearly
Start free trial- Everything in Individual
- Online store with M-Pesa checkout
- Point of sale: 3 registers with cash and M-Pesa
- Recurring payments and subscriptions
- 10 payment pages
- Up to 5 team members
- 3 API apps and 5 webhook endpoints
- Priority support
Company
Scale across branches and build on the API.
For multi-branch businesses, e-commerce and product teams
or KES 400/mo billed yearly
Start free trial- Everything in Business
- 5 online stores and 20 POS registers
- Unlimited payment pages
- Up to 25 team members with roles
- Analytics API
- 10 API apps and 25 webhook endpoints
- Dedicated support contact
Organization
No limits, with an agreed service level.
For enterprises, ngos, institutions and platforms
or KES 800/mo billed yearly
Start free trial- Everything in Company
- Unlimited stores, registers, team members, apps and webhooks
- Service level agreement
- Dedicated account manager
- 24/7 phone support
Included in every plan
- M-Pesa STK Push, PayBill & Till
- Sandbox environment
- Wallet & settlements
- Role-based team access
- Audit logs
- Signed webhooks
Pricing questions
What happens when my trial ends?
You choose a plan to keep collecting. Nothing is charged during the trial and no card is needed to start.
Can I switch plans later?
Yes — upgrade or downgrade any time from your dashboard as your volume grows.
What counts as a transaction?
Each payment attempt your customers complete through KulturePay — via STK Push, PayBill, Till, link, page, QR or POS.
Are Safaricom M-Pesa charges included?
Your plan covers the KulturePay platform. Standard M-Pesa tariffs set by Safaricom for your PayBill or Till still apply.
Your next payment could land in minutes.
Open your account, test in the sandbox, and go live when you're ready.
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